Transparency is the key to global commerce
What we do, and how we do it.
Cross-border payments aren’t our only thing, but they’re certainly our big thing. Which is odd, because we’re not a payments company.
If this is an area that’s important to you, then you know it’s not a simple proposition. So if you need to make dollar or multi-currency payments and are looking for cost-savings, technology efficiencies, interaction with derisked or problem areas, SWIFT connection… in fact pretty much all of the complications that are challenging you, we have ideas you’ll find interesting.
As for how we do it, our best trick is transparency.
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Moving from third to first
If you’re experiencing push-back from banks or regulators on your third-party payment, then here’s an easy way to move from third to first
Transparency means that companies can deal with each other more confidently; it's all about joining the dots
We hear a great deal these days about compliance, about anti-money-laundering measures, background checks and document verification. You’ll see the letters AI pretty much everywhere.
But we find it surprising that there’s very little noise concerning how all this knowledge is shared. Financial institutions spend far too long - and far too much resource - requesting further information.
That’s not their fault - they’re required to be diligent, and the penalties for failure can be crippling.
We saw a need for a method of sharing business information freely, without compromising people’s right to privacy, and with absolute surety that the data is accurate, up to date and immune to tampering.
And you’d be amazed what it does for your business.
The components of secure sharing
Allow institutions to engage more easily, using existing systems and technologies
Innovation is of limited use if it requires a massive upheaval to the way your business operates. That’s why our ecosystem is designed to integrate freely with standard platforms like SWIFT, Fedwire, Salesforce or your own enterprise system using RESTful APIs.
Create unique, persistent keys to identify every element of a relationship
The heart of CertiQi’s transparency engine is the eKeyiD - or more accurately, the eKeyiDs. They’re an ingenious set of interlocking identifiers that can accompany any transaction. They’re compact enough to fit into all of the messaging systems currently in use, yet they unlock unlimited gigabytes of information.
Hold all information under beyond-blockchain security in the patented CertiQi federated ledger
eKeyiD is technology-agnostic, meaning that it can operate seamlessly within your organisation almost irrespective of your choice of IT systems. That said, if you want to be extra certain of information security and immutability, the DotLedger, our unique distributed ledger system can take you to the next level. It offers levels of encryption, security and immutability far beyond blockchains, while boasting a tiny energy footprint, ultra-low running costs and unmatched auditability. What’s more, you can store your data in any jurisdiction you wish, so it’s easy to comply with your regional privacy regulations . DotLedger’s unique federated structure gives you your own private node (without the security compromise required by a private blockchain), while still allowing full interaction with the rest of the world.
Transparency isn’t just about payments…
Financial and compliance risks aren’t the only components of open, mutually profitable commerce. Any new relationship demands a strong element of trust
…and once the relationship has been established, the commerce needs to be managed. Logistics companies need to be coordinated supply chain finance needs to be linked seamlessly; import and export licences need to be maintained, and many more such complications.
The Certiqi platform doesn’t just make business safer, it makes it simpler to find the right supplier or buyer, and then makes dealing with them a whole lot easier
…but if it’s payments you need…
Global network
CertiQi has partnered with many of the world’s leading institutions, including Mastercard and Tier 1 banks, to connect you to the world
Expanding SWIFT
Free your payment details from the messaging restrictions of SWIFT and Fedwire - within the existing structure of both platforms. Share unlimited documents and information and reduce the time wasted with RFIs without changing your systems.
Keenest rates
Our partnership network gives you one-stop access to safe, low-cost and compliant payments, even in emerging economies and derisked regions.
Virtual accounts
Virtual accounts bring instant reconciliation, greater flexibility and, in our version, access to improved and more profitable liquidity - all with full visibility of the master account for full transparency.
